The Coastal Schools Employee Benefits Organization (CSEBO) is an organization that makes health care coverage its primary goal. CSEBO is a non-profit public entity and functions under the same regulations as its Members. CSEBO offers its Members self-insured programs in Medical, Dental and Vision benefits.

CSEBO is not an insurance company. Self-insured programs like CSEBO, are created and administered by their Members to provide mutually what they could not obtain separately.

In summary, CSEBO is an organization formed by its Members School Disricts to offer programs of self-insurance. By doing this, CSEBO allows its Members direct management and control. CSEBO provides to its Member Districts information, which a Member District may use to help reduce, control or eliminate risks, thereby saving money to use for education purposes.

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